Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs.

In fact, every borrower is different – and we understand that. Therefore, we can help you reach your financial goals because we offer a wide variety of products. This is true for first-time home buyers, and likewise, those investing in rental property. Compass Mortgage LLC offers you the latest in financial tools and expert advice, which makes the loan process easy. We can help you make sound financial choices.

As a Mortgage Broker, we actually have access to thousands of different loan products. For this reason, we will typically be able to find a loan product that matches your particular situation. We will help you choose the best possible product with the lowest possible rate. We call this the “Broker Advantage.”

Banks, on the other hand, are limited to only offering products they carry. This ultimately reduces your choices and their competitiveness. Ironically, the very banks which we compete with often underwrite our loans! Therefore, a broker can frequently give you a better rate than an institution.

We specializing in helping seniors and their families with all of their real estate needs. (1) DOWNSIZING: When seniors would like to downsize and are not quite ready to move into a care home, we can help them sell and buy, or sell and build more appropriate homes for aging in place. (2) TRANSITIONING: When seniors transition from their family homes into care homes, we can help them sell their property or properties. (3) PROBATE: When seniors pass and their family or probate attorney need to sell real estate assets, we help with the entire process. (4) REMODELING: When seniors would like to age in place and stay in the homes that they love, we help remodel their homes to suit their lifestyle needs. We update bathrooms with walk in showers or walk in tub/showers and grab bars, install ramps and accessibility items, update kitchens and living spaces to specific requirements and more.